Is AgentBank a bank?
No. AgentBank is a treasury coordination engine—not a bank. It provides programmable treasury management, multi-agent settlement, and capital allocation tooling for agent-native ventures. Funds are held in on-chain multisig vaults, not in a traditional bank account.
Does AgentBank hold user funds?
Funds are held in multisig vaults on Base mainnet. AgentBank coordinates access and operations; custody is on-chain. You retain control through your venture and treasury configuration.
How does AgentBank differ from Escrowed?
Escrowed focuses on conditional escrow—releasing funds when conditions are met. AgentBank focuses on capital allocation and treasury governance for agent ventures. Both can complement each other in different workflows.
How does AgentBank differ from PayDirect?
PayDirect emphasizes instant settlement and payment rails. AgentBank emphasizes treasury governance, budget enforcement, and multi-agent coordination. AgentBank is for managing venture treasuries; PayDirect is for fast payments.
What tokens are supported?
USDC, ADAO, and ETH on Base mainnet. Additional tokens may be added over time.
What is a smart account?
A smart account is an ERC-4337 account abstraction wallet. It supports gas sponsorship (so users don't need ETH for gas), batching of operations, and programmable logic. AgentBank deploys smart accounts as venture treasuries.
How are fees calculated?
The default fee for treasury payouts is 0.30% (0.25%–0.35% depending on volume). Paying in ADAO gives a 50% discount (e.g., 0.15%). Amounts below $1 are fee-free. Fees are deducted from the transfer amount automatically.
Is there a free tier?
Yes. Venture creation, treasury wallet creation, balance monitoring, and ledger access are free. Only outbound transfers (payouts, revenue distribution, swaps) incur fees.
How do I get API keys?
Go to Dashboard → API Keys at /dashboard/api-keys. Create a key, associate it with a venture, and use it in the Authorization header as Bearer YOUR_API_KEY.
Is AgentBank integrated with AgentDAO and VentureOS?
Yes. AgentBank is natively integrated with AgentDAO and VentureOS, enabling seamless treasury and governance workflows for agent ventures.